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How to Transact Using Unity Bank Transfer Code

If you don’t know what transactions you can make through the USSD Banking feature on your phone, the next section will explain it in detail. Now, you can use the *7799# Unity Bank transfer code to make transactions on your account. If you made it to this stage without any hitches, you’ve successfully created a Unity USSD Banking account. If someone can access your phone and your PIN, they can carry out any transaction without access to any other information relating to your account.Īfter entering a strong PIN twice, you should receive a confirmation message from Unity Bank with your account summary. Remember, USSD Banking is only as secure as your PIN. Also, we don’t recommend entering your debit card PIN here, as it only makes your account less secure overall. This PIN is different from the debit card PIN that you use to make ATM and debit transactions. If you get this message despite having an account with Unity Bank, you may need to contact the bank’s support to rectify the error.Īfter entering the numbers on your debit card, the following prompt will ask you to choose a PIN to secure your USSD transactions. If you don’t have an account associated with your phone number, you’ll get a prompt with the message, accompanied by an option to create an account with Unity Bank. You only need to enter the last six digits, and you can only proceed if it matches the numbers on Unity Bank’s records. If you have an account with Unity Bank, you should get to a page where you can enter the number on the debit card associated with your Unity Bank account. Enter the last digits of your Unity Bank’s debit card number.If you’ve used transfer codes from other banks, you should know that this is the industry standard. It is the code you’ll always dial on your cellphone whenever you need to make USSD transactions with your Unity Bank account.Īs the initial setup steps for most banks, dialing *7799# is the first step towards setting up your USSD Banking account to get access to Unity Bank’s USSD banking world.ĭialing this code will evoke a prompt warning that you’ll be shelling out a N6.98 service charge for USSD transactions on the network. The *7799# is Unity Bank’s unique transfer code. If you intend to make transactions using the USSD code, you must manually sign up through the steps outlined below. Unity Bank doesn’t automatically activate the transfer code for all eligible users. How to activate the Unity Bank transfer code If you don’t hold any of the accounts specified above, you can proceed below to learn how to activate your USSD Banking account and start using Unity Bank’s transfer code. While most retail accounts support USSD Banking, you can’t use the Unity Bank transfer code if you hold a domiciliary account, a Unity Children’s Account, or any Premium account tiers.

Unlike most other banks that offer a USSD banking option, Unity Bank gifts users many exclusive benefits for transacting with the USSD code.

With the Unity Bank transfer code, you can carry out most of your banking transactions on any smartphone, even without an internet connection. Similar to FirstBank’s Quick Banking and UBA’s Magic Banking, Unity Bank brings the flexibility of USSd banking to its users through its USSD Banking initiative. Our Target Market Determinations are available here.Īustralian Unity loans, deposits and credit cards are issued by Australian Unity Bank Limited ABN 30 087 652 079 AFSL/Australian Credit Licence No.4.1 Related Posts What is Unity Bank USSD Banking? What is a Comparison Rate? To find out more click here.įees and Charges Refer to Fees and Charges for information on current fees and charges. Australian Unity Bank Limited is covered by the Australian Government guarantee on deposits, for more information please view our page.Īny advice does not take into account your personal needs and financial circumstances and you should consider whether it is appropriate for you and read the relevant terms and conditions (Terms of Use), any Product Disclosure Statement and Financial Services Guide before acquiring any product.Īll information is correct as at 16 June 2021 and is subject to change. Please refer to Terms of Use before applying for any product. Fees, charges and lending criteria apply for all loans and credit cards and product terms and conditions available on application.
